When do you need an attorney to handle a worker’s compensation case? Not every injury experienced by a worker requires legal proceedings. So how do you know when you hire an attorney? Most of the time, you will need an attorney when your insurance claim is denied or disputed. There are many reasons this could happen. Keep reading to find out what the instances you will need an attorney.
When Your Claim is Denied
There are many reasons why your compensation is denied to you by the insurance company. One of them is stating that your injury is not work related. The other is that you filed the claim too late. But if you want to appeal this denial, you can hire workers compensation lawyers. Appealing would require getting ready with the paperwork, and preparing with the required evidence. You will need legal tools and consultation to go through this.
Dispute on Permanent Disability Rating
The benefits of the workers’ comp are calculated based on your permanent disability rating. There may be instances where your insurance company will into agree with the rating provided by your doctor. If this happens to you, you might even be required to attend a medicalexamination done by a doctor chosen by the insurance company. In order to get you a fair compensation settlement you can hire an attorney. An attorney will also help you to convince a judge that you entitled a higher rating too if it isrequired.
Pre-existing Medical Conditions
If you have a pre-existing medical condition that is affected by the injury happened at work, the insurance company will once again dispute the compensation. For example, if you have a pre-existing injury or a disability involving a body part that you injured at the work, there is a chance that the insurance company will blame your current work-related injury on your previous injuries. Getting legal assistance to help you prove otherwise will be beneficial in situations like this.
Delay or Trouble when Getting Your Treatment
The troubles and disputes that happen with the insurance company will cause many delays in getting your compensation. In cases like this, you might even experience financial troubles with your medical examinations and treatment; especially if they are expensive.
As a result, this can also lead to other disadvantages like your recovery period being extended or your ability to work being affected. With the help of an attorney, you can convince the company for the insurance claim and get your treatments on time.
If You Have to Be Present at a Hearing
If the insurance company is refusing to settle or agree with settlement offers that are lower than what you are entitled to, you will have to prove our case at a formal hearing. This is a situation similar to a very small trial, and therefore you will definitely need an attorney for this.
Although no one expects an injury or an accident, it is necessary to know why and when you will need legal assistance in an insurance claim.
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